101PD
IN

Producer licensing and renewal

California Insurance: California licensing, exams, and education

Compare statutory education, line-specific exam preparation, and continuing education without jumping between separate storefronts.

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Course pages
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Pricing
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California qualification roadmap

How to qualify for a California insurance producer license

Choose the exact line of authority first. California changed producer education rules in 2026, so use current CDI instructions rather than older prelicensing summaries.

  1. 1

    Choose the license and line of authority

    Identify whether you need life, accident and health or sickness, property, casualty, personal lines, or another CDI license because the exam objectives and application requirements differ.

  2. 2

    Complete the current required ethics study

    For the principal producer lines, complete the 12-hour Ethics and California Insurance Code course required before license issuance. Do not rely on the repealed 20-hour line-specific mandate.

  3. 3

    Use CDI exam objectives to prepare

    Study the current line-specific examination objectives and California rules. Exam-preparation training may help, but it is separate from statutory education.

  4. 4

    Pass the qualifying examination

    Follow CDI's current scheduling, identification, fee, and examination procedures for the selected resident license.

  5. 5

    Submit the resident application

    Complete the current license application, fingerprint or background requirements, fees, and any line-specific documentation after satisfying the exam requirement.

  6. 6

    Renew with the required CE mix

    Track the two-year license term and complete the applicable CDI-approved continuing education, including ethics and any product-specific training obligations.

Official California requirements

What the licensing authority requires

Reviewed July 18, 2026

California changed producer education rules on January 1, 2026. The former 20-hour line-specific prelicensing mandate was repealed for the principal producer lines, but the exam and the 12-hour ethics-and-code requirement remain important.

Authority: California Department of Insurance (CDI)

Producer licensing after January 1, 2026

  • The former 20-hour prelicensing requirement no longer applies to property, casualty, commercial lines, personal lines, limited-lines automobile, life, or accident-and-health-or-sickness applicants.
  • Applicants may still take exam-preparation training aligned to CDI's license examination objectives, but CDI no longer approves those line-specific preparation courses as statutory prelicensing education.
  • Bail-agent and public-adjuster applicants remain subject to separate 20-hour prelicensing requirements.

Exam and required ethics study

  • The 12-hour Ethics and California Insurance Code course remains required before an affected producer license can be issued, though it is not required merely to schedule the examination.
  • California resident applicants for an examination-based producer license must pass the qualifying exam before filing the resident license application.
  • CDI publishes line-specific examination objectives effective January 1, 2026; those objectives are the source map for 101PD exam-preparation content.

Continuing education

  • Life, accident-and-health-or-sickness, property, casualty, and personal-lines licensees generally complete 24 hours during each two-year license term.
  • The 24 hours include three hours of ethics; current CDI guidance also identifies one hour of insurance-fraud study within that ethics requirement for the main producer lines.
  • Selling products such as long-term care or annuities can trigger additional, product-specific training requirements.

Verify with the licensing authority

Agency rules control. Requirements can change and individual eligibility varies. 101PD identifies whether each course is professional training or regulator-approved credit; exam preparation is never represented as statutory credit.

Choose your licensing stage

Everything for this profession, in one row.

Life and health, property and casualty, and the 24-hour continuing-education path. Colors identify the stage; they never imply approval.

Exam prep: 2 options. Focused California exam outlines, practice questions, readiness checks, and progress tracking.Continuing education: 1 option. Renewal and professional-learning options for people who already hold the license.

Exam prep

Professional training or exam-preparation material. No CE/MCLE/CPE credit hours are issued.

California Life and Health Insurance Exam Prep

California Life and Health Insurance Exam Prep with California-specific scope, transparent credential information, and secure enrollment when available.

$49.00

Comparable market price: $169.95 ExamFX — Life and Health self-study (checked 7/17/2026)

30 hours

View details

Exam prep

Professional training or exam-preparation material. No CE/MCLE/CPE credit hours are issued.

California Property and Casualty Insurance Exam Prep

California Property and Casualty Insurance Exam Prep with California-specific scope, transparent credential information, and secure enrollment when available.

$49.00

30 hours

View details

Continuing education

Professional training or exam-preparation material. No CE/MCLE/CPE credit hours are issued.

California Insurance CE 24-Hour Bundle

California Insurance CE 24-Hour Bundle with California-specific scope, transparent credential information, and secure enrollment when available.

$39.00

24 hours

View details

What the learning experience includes

The depth of a full training site, without the clutter.

California-specific roadmap

A plain-language path from education through exam readiness and renewal, separated by the stage of the license.

Detailed course outlines

Every course page exposes learning objectives, a section-level syllabus, sample material, assessment rules, and FAQs.

Practice and readiness checks

Quizzes support learning; server-graded finals, timers, retries, and recovery rules follow the applicable track configuration.

Progress that follows you

Resume reading and learning from the account portal, with state, deadlines, and completion evidence calculated by the server.

Clear eligibility on every card

Exam preparation, professional training, and regulator-recognized credit are labeled separately and never blended into one sales claim.

Completion evidence

Downloadable certificates, verification pages, and regulator instructions appear only in the form the course status permits.

Course-level detail

Open the syllabus before you join.

Continuing education

California Insurance Continuing Education

Exam prep

California Insurance Exam Preparation

Prelicensing

California Insurance Prelicensing

No course listings are currently available in this track.

How 101PD works

Know the path before creating an account.

  1. 1

    Choose the stage

    Start with prelicensing, exam preparation, or continuing education.

  2. 2

    Inspect the course

    Read its syllabus, sample, status, hours, assessment format, and package relationships.

  3. 3

    Enroll or request updates

    Available content opens the appropriate secure enrollment path. Other offerings accept a single availability request.

  4. 4

    Learn and document

    Resume from the portal, complete the configured assessments, and receive the permitted completion evidence.

Common questions

Before you choose a track

How is pricing handled?

Permanent public-exam practice remains free. Eligible professional products show their regular price and may display a launch promotion at secure checkout.

Are prelicensing, exam prep, and continuing education the same?

No. They serve different stages of a license. This page keeps them together for comparison while every card states its own purpose and credit status.

What do I receive after completion?

Training completions receive an honest training certificate. Regulator-credit certificates are issued only when the specific course and provider approval permit them.

What is the comparable market fee?

When a defensible public comparison exists, the product card names the provider, comparable offer, checked date, and source price. It is context only: the listed 101PD price controls, and a comparison never creates approval or credit rights.

When does secure checkout appear?

Secure Stripe checkout appears only for an enrollable product. Every page states whether the result is exam preparation, professional training, or regulator-recognized credit.